No, a warranty - offered at no cost - is a promise from the manufacturer that its product is free from major defects. That promise is intended to provide purchase confidence and typically lasts for a limited number of miles or days. A protection plan on the other hand is a for-purchase service contract intended to provide ongoing ownership confidence. Pricing and duration (mileage or days) varies based on the selected coverages.

Vehicle protection plans can be cancelled anytime.

While cancellation policies vary based on the selected plan, in most cases, a cancellation within the first 60 days (if no claim has been paid) generates a full refund. However, after 60 days, or after a claim has been paid, refunds are issued at a prorated rated based on the months remaining for the plan, less a $50 cancellation fee.

Our RubyCar Guides are available anytime to help you walk through the details of each plan.

The protection plan term begins on the contract sale date and ends either when the expiration date or vehicle mileage is reached, whichever occurs first.

If your vehicle is financed through RubyCar, then vehicle protection plan payments can be packaged into one monthly payment. Additionally, there is an opportunity to pay the total protection plan package cost at checkout.

We make it as easy as possible. Simply provide your selected repair facility with a copy of the first page of your vehicle protection plan contract. Then have them contact us and we'll take it from there - handling the authorization and payment. Of course, if any questions arise, our RubyCar Guides are standing by!

GAP stands for Guaranteed Asset Protection. If your car is declared a total loss, you can protect yourself financially by avoiding the gap between the declared value of your car and the balance of your loan. GAP waives covered losses up to $50,000.